Law Offices of Robert M. Kaplan, P.C.

Will Bankruptcy Affect My Credit?

This is a great question, to which there is no clear answer. If you are behind on your bills, your credit may already be bad and declaring bankruptcy will probably not make things any worse. The fact that you’ve filed a bankruptcy can appear on your credit record for ten years. However, since bankruptcy wipes out your old debts, you are likely to be in a better position to pay your current bills, and you may be able to get new credit after showing an ability to pay your debts on time.


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