Law Offices of Robert M. Kaplan, P.C.


How to Prepare for Your Bankruptcy Consultation

Calculator with spreadsheets | Bankruptcy Attorney Schaumburg IL

Filing bankruptcy can be stressful, which is why attorney Robert M. Kaplan is devoted to making sure you are informed and prepared for the bankruptcy process. Knowing what to expect during your bankruptcy consultation will help you to be better prepared which will allow your attorney to have a better idea of your situation and how to help you.

What to Bring to a Bankruptcy Consultation

There are several documents you will want to bring with you to your bankruptcy consultation. It is important to have a complete list of all your debts including how much they are and who they are to. You should also bring bills (both current and ...

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Filing For Bankruptcy

1040 with calculator | Schaumburg IL Bankruptcy Lawyer

Having excessive debt can do a lot of damage to your credit score, but for some, bankruptcy may actually be more helpful than harmful to their credit. There are many types of bankruptcies to help you get ahead of your debt and back on the road to recovery. At the Law Offices of Robert M. Kaplan, P.C. we can walk you through the bankruptcy process so you can get out from under years of debt.

Your Options

  • Chapter 7 – Chapter 7 bankruptcy is the best option for those with a lot of credit card, medical, or non-collateral debt. While some of your property may be seized to help pay ...

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Social Security and Divorce

Building with Columns | Social Security and Divorce in Schaumburg

The Social Security Administration reports that more than half of married couples and almost three-quarters of single retirees get at least half of their income from the program in retirement.

Social Security provides many divorced spouses with the same benefits they'd be entitled to receive if they remained married. Specifically, if you were married for at least 10 years, then you can claim spousal benefits based on your ex-spouse's work history.  This is the case, even if your ex re-marries; and your benefits are not diminished if your ex's new spouse also claims benefits.

However, if you remarry, then you become entitled to take spousal benefits based on ...

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Illinois Spousal Maintenance (Formerly Known as Alimony)

Desk with phone paper and gavel | Spousal Maintenance in Schaumburg IL

A new law on spousal maintenance (formerly known as alimony) in Illinois goes into effect January 1, 2015. The new law creates a mathematical formula to determine maintenance; much like one has been in use for years in determining child support. 

While there undoubtedly will be numerous questions, issues and even unforeseen consequences of the new law, both positive and negative, the purpose of this article is to review the mechanics of the new maintenance formula.

Under the current law, whether a spouse is entitled to maintenance is based on the statutory factors detailed Section 504(a) of the Marriage Act. The factors include: the income of both parties; the property both ...

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Establishing Paternity of a Child

Paternity Tests Schaumburg



Paternity is a legal relationship between a father and his child. If the parents of the child were not married to each other when the child was conceived and/or born, then the father is not the “legal” father, and his name cannot be added to the child's birth certificate until paternity is legally established. 

Paternity can be established in 3 ways:

  • Both parents complete, sign and have witnessed/dated a Voluntary Acknowledgment of Paternity form;
  • An Administrative Paternity Order is entered by the State of Illinois' Department of Healthcare and Family Services’ (HFS) Child Support Services; or
  • An Order of Paternity is entered in court by ...

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Property Tax Exemptions

Gavel on replica house | Property Tax Exemptions Schaumburg

Cook County Homeowners- There are currently four exemptions that must be applied for or renewed annually: The Homeowner Exemption, Senior Citizen Homestead Exemption, Senior Citizen Assessment Freeze Exemption, and the Home Improvement Exemption.

Home Owner Exemptions in Cook County

1. Homeowner Exemption - Taxpayers whose single-family home, townhouse, condominium, co-op, or apartment building (up to 6 units) is their primary residence can save $250.00 to $2,000.00 per year, depending on local tax rates and assessment increases. First-time applicants must have been the occupants of the property as of January 1 of the tax year in question. The Cook County Assessor's Office now automatically renews Homeowners Exemptions for properties that were not ...

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The Divorce Process Simplified

Divorce Attorney Schaumburg

The Divorce Process

1.         The Petition

            A.        The divorce process is started by the filing of a Petition for Dissolution of Marriage (Petition). The person (or party) who files the Petition is identified as the Petitioner (or Plaintiff) and the spouse is identified as the Respondent (or Defendant).

                        1.         The person who files the Petition does not receive any type of preferential treatment from the Court. Which party files first is irrelevant.

            B.        The Petition is a public record, which sets forth basic facts about you, your spouse and your children. It is usually very brief, often only two or three pages in length, and does not contain a great deal ...

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