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Differences Between Chapter 7 and Chapter 13 Bankruptcy

Although bankruptcy filings are down compared to the high numbers seen during the Great Recession, there were still about 800,000 filings in 2016. The vast majority of those were either Chapter 7 or Chapter 13, which are the two must common forms of bankruptcy.If you have found yourself overwhelmed with debt and see little way out, bankruptcy might be your best option. Depending on your income, asset, debts, and financial goals, either Chapter 7 or Chapter 13 is likely right for you.The best way to proceed if you are thinking of filing for bankruptcy is to talk with an experienced bankruptcy law attorney such as Robert M. Kaplan of Schaumburg. ...

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3 Tips for Avoiding a Family Inheritance Dispute

Will Attorney Schaumburg IL
Planning for death is not something most people want to talk about. But if there is no plan in place following the death of a loved one, a fight over the assets of that person is a very real possibility.It doesn’t have to be that way, and these disputes can be avoided. Talk to your Hoffman Estates lawyer, Robert M. Kaplan, for the specifics of your estate planning. And read on for some tips on avoiding a battle over inheritance.Leave a WillThis is the simplest way to avoid disputes. Even if you think your heirs will know what you want because you had a discussion about it, that doesn’t mean ...

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Do You Know These Details About Child Custody?

Child Custody Lawyer Schaumburg
When a couple gets divorced, one of the most emotional areas of the divorce process can be the decision over child custody*. In years past, custody was often granted to the mother, with visitation to the father taking place every other weekend.Today, however, experts know that a close relationship with both parents is extremely important to the well-being of the child, so custody arrangements are no longer so cut-and- dried.If you are going through a divorce, here are some details you should know about child custody from your Hoffman Estates family lawyer.What “Custody” Means in IllinoisIn the state of Illinois, there are two major rights of custody:The personal care of ...

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5 Common Mistakes People Make When Getting Divorced

Divorce Lawyer Rolling Meadows
Going through a divorce is a highly emotional process, and there is a lot at stake for both parties—including their children. As common as divorce is, there is still plenty of opportunities for people to make mistakes when getting a divorce.Take the expert advice of your divorce attorney in Rolling Meadows, IL, Robert M. Kaplan, and avoid these kinds of blunders.Mistake 1: Taking Legal Advice From Non-LawyersEveryone has a story about their own divorce or that of a friend. People mean well, but your attorney is the best source of advice when it comes to your particular situation. If you need a second opinion, get one—from another lawyer.Mistake 2: Not ...

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What Is an Estate—and What Is Included in It?

Estate Planning Hoffman Estates
Nobody wants to think about it, but at some point in your life, it’s good to start thinking about having your affairs in order once you are gone. It may not be pleasant to deal with end-of- life arrangements, but knowing you have your estate in order and your family will be taken care of after you are gone can be quite comforting.When it comes to your “estate,” what is it? And what is included in it?Before you give your Schaumburg estate lawyer Robert M. Kaplan a call, let’s take a look at what an estate encompasses.The Definition of EstateAn estate includes all of the property you own, including proceeds ...

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Common Mistakes When Searching For The Right Attorney

Attorney in Schaumburg IL
There comes a time for many people when they need to find an attorney. It’s important to find someone who is both professional and reliable, and that is not as easy as one might think. Unfortunately, what this means is that people look for attorneys in ways that doesn’t ensure they will find the best one. If you are looking for an attorney in Hoffman Estates, it’s important you make a solid decision.Let’s take a look at some of the common mistakes people make when searching for the right attorney.Making a Decision Based on Size of the FirmBigger is not always better, and often if you are seeking personal attention ...

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Business Law Defined

Business Law in Schaumburg
If you are running a business, it’s important that you follow the laws that pertain to your business. The laws in your city might be different from those in your county, and they can also vary at the state level versus the federal level. If you are involved in a business, you also need to know what entities are responsible for making and enforcing the laws that cover your operations. That’s why it’s important to learn more about business law in Schaumburg, IL, from an experienced attorney.Business Law DefinedBusiness law encompasses the following areas:Agency and employment lawBailmentsBusiness organizationsCommercial paperConsumer and creditor protectionContractsInsurancePropertySalesWills and estate planningBusiness law also deals with issues ...

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